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Playing Real-Money Baccarat Online

Baccarat originated in Italy, swiftly became the choice of high rollers around the world from Monte Carlo to Macau, and is now available to play online from your PCs at home.

Casino online baccarat can be played at all stakes and in a range of interesting variants. Whether you're curious about Punto Banco, Chemin de Fer, Live Dealer or straight baccarat, we have an online casino for you.

Read our reviews and pick out a casino site that is right for you. All of our casinos have great bonuses to give your baccarat bankroll a lift.

After reading through this page, you’ll be able to:

  • Play at the casinos offering the biggest bonuses
  • Know which casinos offer the safest playing experience
  • Master the classic strategies for this popular casino game
This page is for you if:
  • You are interested in playing baccarat online
  • You want to learn a little baccarat strategy
  • You're looking for the best casinos online
  • You want to earn a top welcome bonus
How to play baccarat

How to Play Online Baccarat

Online baccarat is, just as it a physical casino, actually pretty easy to pick up. The 'Player', a designated player at the table, and the 'Banker' (the house) get dealt two cards apiece. Card totals are then added up, with picture cards (kings, queens, jacks) counting as zero and number cards, their face value. Aces score 1 point. The aim is to hit a total of 9.

While only two people take part in the actual hand, other players can bet on who will win it. You place bets on the 'Player' or 'Banker', or that the hand will end in a tie. A winning Player or Banker wins even-money (1/1). However, if the Banker wins, the house will take a 5 percent cut. A tie pays out 9/1.

The most popular variation is American Baccarat, also known as Punto Banco. Other online casino variations include Mini Baccarat, Chemin de Fer and Baccarat Banque.

The most noticeable difference in the variations is that players will get a more active role in the latter two. If you’re a beginner and want to play baccarat online for real money, the American version is your best bet.

Basic Strategy

The key strategy in baccarat is choosing which player to back. A tie is uncommon, and even odds of 9/1 are not favorable. The Banker's true payouts are around 19/20 (when you include the 5-percent cut) so factor that in when making your bets.

Baccarat has a good house edge for players. The Banker's edge is 1.06 percent, but rises slightly to 1.24 percent for the Player. With the Tie bet, that jumps to 14 percent. The main strategy, then, is always to back the Banker and avoid the Tie.

Baccarat Casinos

Finding the Best Baccarat Casinos

Most casinos sites offer some form of online baccarat. The beauty of internet casinos is you can test out a version, or get used to the rules without risking a cent. Just load up a table in your web browser and give it a go.

All of our top-rated casino online sites have a good range of games and great security. Reliable casinos have their software regularly audited to make sure the games are fair. With properly-licensed gaming sites you can be sure that the card shuffles are legit and the payouts totally accurate.

How to Earn a Great Welcome Bonus

Welcome bonuses aren't just for slots and roulette players. In 2023, baccarat online can be played for real money and players can count their play towards a bonus.

Just play punto banco, baccarat, or chemin de fer and work off a promotion after making a single deposit. Baccarat is the perfect way of giving your bankroll a big boost!

Frequently Asked Questions:

What are the best casinos to play at?

Baccarat is one of the most popular online casino games around, so it’s no surprise to learn that nearly all online casinos offer it to players. Our top places for US players to play are InterCasino, Lucky24/7 and Spin Casino though – why not read their reviews right now?

How does it compare to regular baccarat?

In land-based casinos, baccarat is known as a game for high rollers and is therefore often only offered at the highest stakes. This is not the case online though, as players can play for any sized stakes. Aside from that, there’s no difference between land-based and online baccarat.

Is it popular in the USA?

Baccarat might be more associated with European gamblers, however it is still certainly popular with American players. In fact, it is probably the third most popular table game around, after roulette and blackjack.

How much is it possible to win?

The most that a player can win in a single hand of baccarat is a prize worth 8x their bet, and this happens when they correctly predict a tie will occur. There are options to win more money at some variations though, thanks to side bets.

Is there a tournament option?

Baccarat is a game played between you and the dealer, therefore meaning that it’s tough to hold baccarat tournaments. Some sites do run promotions for baccarat players though, and these can involve competitions against other players of the game.

Are baccarat games rigged?

Absolutely not. If you play at one of the casinos we recommend, you can be sure that every hand of the game will be completely fair. This is because all sites we recommend are regulated and monitored by external bodies. Even if they wanted to cheat, which they have no need of doing, they would be caught almost straight away.